Pricing
Pick the account, not the paperwork
One monthly price per plan. Choose how many local currencies you need, and upgrade whenever the business does.
Monthly plans
One price. Every rail.
The only thing that changes between plans is how many of the 34 local account currencies you hold at once. Everything underneath — the rails, the coverage, the acceptance — is the same on all of them.
Free
Your first local account — no monthly fee.
€0.00 /month
No monthly fee, ever Choose any 1 of 34 currencies- 1 local account in the currency you choose
- Send and receive via SEPA, SWIFT and local clearing
- UK Faster Payments and DKK clearing included
Individual World
Every currency you live in, in one account.
€45.00 /month
Billed monthly Choose any 6 of 34 currencies- 6 local accounts — mix any currencies you like
- Every payment rail: SEPA, SWIFT and Faster Payments
- ACH (USD) and UAE clearing included
UAE Account
Your local dirham account.
150.00 /month
Billed monthly in dirhams Dirhams only — AED- Dedicated local UAE account
- Local dirham clearing inside the Emirates
- Take it on its own, or add it to a personal plan
Starter
One local account to take your business global.
€45.00 /month
Billed monthly Choose any 1 of 34 currencies- 1 local account in the currency you choose
- Pay suppliers via SEPA, SWIFT and local clearing
- UK Faster Payments and DKK clearing included
Business
Three local accounts for your core markets.
€90.00 /month
Billed monthly Choose any 3 of 34 currencies- 3 local accounts — mix any 3 currencies you like
- Collect and pay like a local in every market
- Every rail: SEPA, SWIFT and Faster Payments
World
Every market. Every currency. One account.
€150.00 /month
Billed monthly All 34 currencies included- Open local accounts in all 34 currencies
- Full rail access including ACH (USD) and UAE clearing
- Priority support for global operations
Prices per month, excluding VAT. No minimum balance, no notice period. Personal sign-up is free and verification is automated; a company account has a one-off €200 sign-up fee and unlimited free users.
Fee schedule
What one movement costs.
The published schedule, in full. “Locally” means the domestic rail of that currency rather than a SWIFT wire, which is why it costs a fraction of one.
Money between two TrivaPay accounts, in either direction.
On the amount converted. The rate depends on the pair and the corridor, and you see it before you confirm.
Up to €40 to receive an international wire.
Where bank details are wrong or compliance stops it.
Each fee is charged in the currency of that row — 5 on the DKK line means 5 kr. Sending internationally is priced by destination country. Currency exchange starts at 0.35% and varies by pair and corridor — the rate is shown before you confirm. The local fees above are the ones charged on DKK, EUR, USD, GBP and AED movements; other currencies are quoted per corridor.
Money between two TrivaPay accounts, in either direction.
On the amount converted. The rate depends on the pair and the volume, and it is quoted before you confirm.
The international wire, in either direction.
On money received from cards through checkout or a link.
Each fee is charged in the currency of that row — 25 on the DKK line means 25 kr. Card acceptance and OTC pricing are quoted against your expected volume. The local fees above are the ones charged on DKK, EUR, USD, GBP and AED movements; other currencies are quoted per corridor. Talk to us about yours.
What’s included
The same rails on every plan.
Your plan decides how many of the 34 local account currencies you hold at once. It does not decide how money moves — every account sits on all of these.
Local clearing
Paid in and out on the domestic rail of each market, so the money never enters a correspondent chain.
SEPA
Euro credits across the single euro payments area, including SEPA Instant where the receiving bank supports it.
SWIFT
The route for everywhere a local rail does not reach — priced per currency, never hidden in the rate.
UK Faster Payments
Sterling in and out in seconds, with a real UK account number and sort code in your name.
DKK domestic
Danish kroner cleared domestically, so a Danish customer pays you the way they always have.
UAE clearing
Dirhams cleared inside the Emirates on the UAE account, rather than wired in from outside.
Pay-in, conversion and pay-out are priced per currency and per rail.
Questions before you open.
Can I change plan later?
Yes. Plans are monthly, so you can move up as you add currencies or markets.
Which currencies can I hold?
Local accounts are available in 34 currencies. Your plan decides how many you hold at once — one on Free and Starter, three on Business, six on Individual World, and all 34 on World. Conversion is available across 140+ currencies.
Is the UAE account separate?
It can be either. Take it on its own as a standalone personal account — a dedicated local dirham account with clearing inside the Emirates, billed in dirhams at 150.00 د.إ a month. Or choose AED as one of the currencies on a plan that holds more than one, in which case the plan price shown above applies and the dirham account sits with your others under the same login.
Where is the fee schedule?
Further down this page, in full — receiving, sending, exchange and returns, for personal and company accounts. Card acceptance and OTC pricing are quoted against your expected volume.
Start on the plan that fits today.
You can open a personal account for free and add currencies as your business grows.